Workers' Compensation
Here’s what typical workers' compensation policies provide: protection to your employees for any injury, death, or disease arising out of and in the course of employment. Benefits are paid according to the Workers' Compensation Law and Occupational Disease Law of each State or Territory. That sounds simple enough…until you get into the specifics. Common sense will tell you that every industry has different risks, and different risk levels (some injuries are immediate, others are like a time bomb). Common sense also tells you that a single total and permanent injury will be more costly than an individual injury that may sideline an employee for a month or two. Are you satisfied that your current policy has you covered on such a broad differentiation? Then there are the occupational disease exposures, environmental exposures, as well as natural or terrorist catastrophes that escape common sense.
Whether you have a guaranteed cost, high deductible, retrospectively rated, or self insured plan, your Meyers-Reynolds Workers’ Compensation specialists are prepared to get into the specifics. No matter the size of your company – large, medium, or small – let us help you develop a tailor made plan that fits your uniqueness and goals. Contact us today for more information.
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